Payday loans are now easier to access than ever. If you have a question about any aspect of paycheck advances not answered below, contact us today.
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What is a payday loan?
A payday loan is a short term loan that you can acquire if you have a job and a bank account. The loan is advanced to you based on the fact that you will pay the money back from your next paycheck.
If payday loans have high interest rates, why would I get one?
Most people access payday loans because they find themselves short on cash between pay days and have no alternate method of accessing money fast.
What is the application process?
Once you have filled out and submitted the online loan form, a loan representative will call you for any further required details. Once the loan representative has approved your application, your payday loan is deposited into your bank account within hours.
How long does it take?
The entire process can take less than a half an hour.
How much can I borrow?
Payday loans are available up to $1000. The amount you can borrow will depend on your income from your next paycheck.
What does this type of loan cost?
Applying for a payday loan is free. Upon approval, the fee required will depend on the amount of money borrowed. Typically, the fee is approximately $25 per $100 borrowed. The interest you will pay on your loan will also depend on the amount borrowed. When applying online, you will see both these costs and be asked to agree to them BEFORE the loan is deposited into your account.
Why are your loans so fast?
We only work with certified payday lenders. These lenders issue your money directly to you, avoiding any waiting periods or delays.
How soon must I repay the loan?
Typically, your repayment is due 14 days after receiving your cash. Borrows have an option to extend the repayment period up to 31 days, and fees will be charged for extensions.