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Payday Loans USA – Instant Cash Loans Online!

Online Cash Advances

If you need a quick payday loan to get you through to your next paycheck, you’ve come to the right place.  Apply for your payday loans now.

Accessing payday loans via the Internet is fast, easy, private and secure. Simply click on the 
link above to apply. You will then fill out a short payday loan application, and within minutes you can be approved for up to $1000 quick cash! Shortly after you submit your application, a payday loan representatives will phone you, and once approved, your cash will be deposited into your bank account within hours.

Once your paycheck loan has been deposited into your account, you have 14 days before you need to pay it back. This gives you two weeks to get back on your feet, while meeting the pressing financial needs you have today.  

Short term loans can be invaluable to those who for any reason find that they’re short on cash and can’t make it until next payday. Whether you have bills due, or a financial emergency that can’t wait, it’s up to you how you spend your quick cash.

At paychecktoday.com, you are provided with a very secure online environment for your privacy protection. When you click through to apply for your payday advance, you will be taken to a secure server where any information you submit is encrypted before being sent over the Internet, using the leading industry standard of 128 bit SSL encryption for your protection. 

Get the convenience and speed of applying for your payday loan online. You can have money 
deposited straight into your bank account without leaving the house! Apply for your payday loan today. 

Payday Loans

A payday loan is exactly what it sounds like – it is a short term loan that a lender provides a borrower based on the borrower’s future paycheck. There are few requirements required to access payday loans. 

Payday loans borrowers do not need a good credit history, or even a credit history at all. What they need is an active savings or checking account, and a 3 month history of steady employment. Lenders of payday loans provide short term loans by relying on the fact that the borrower will receive employment pay within the following 14 day period. In this way, companies that provide Payday loans can be confident in the borrowers ability to pay back the funds.

Read more about no fax payday loans.

Short term loans based on future paychecks is a different type of loan when compared to car loans, house loans, and credit card loans. The process to access instant cash by means of a payday loan is much faster than other types of loans or credit, and lenders generally will only supply any individual between $100-$500 instant cash at one time. Unlike other types of loans, credit or mortgages, an individual’s credit history does not impact their ability to borrow. Job history and banking history are the only relevant factors involved.

Payday loans go by many names, including short term loans, paycheck loans, cash advances, and other descriptions. All of these terms describe the same thing. Payday loans are very quick, short term, high interest loans based on your future paycheck. Borrowers have the ability to extend their paycheck loan for up to 31 days; however, they will pay fees and interest for this convenience.

There are currently many companies offering payday loans online. This is rapidly becoming a booming business, putting pressure on your local short term loan ‘stores’ down the street. The reasons for this are simple. The internet offers an extremely convenient and private method to access instant cash very, very quickly. There is no need to leave the house, guaranteeing your privacy. Online Payday loans can be deposited within an hour after approval, making them one of the faster ways to access quick cash around.

If you find yourself in a position where you need instant cash fast, a Payday loan may be the option for you. Learn more about short term loans and Payday loans that don’t require faxing.

Paycheck Loans FAQs

Payday loans are now easier to access than ever. If you have a question about any aspect of paycheck advances not answered below, contact us today.

Read more about payday loans. Click on the image below to apply today!

What is a payday loan?

A payday loan is a short term loan that you can acquire if you have a job and a bank account. The loan is advanced to you based on the fact that you will pay the money back from your next paycheck. 

If payday loans have high interest rates, why would I get one?

Most people access payday loans because they find themselves short on cash between pay days and have no alternate method of accessing money fast.

What is the application process?

Once you have filled out and submitted the online loan form, a loan representative will call you for any further required details. Once the loan representative has approved your application, your payday loan is deposited into your bank account within hours.

How long does it take?

The entire process can take less than a half an hour.

How much can I borrow?

Payday loans are available up to $1000. The amount you can borrow will depend on your income from your next paycheck.

What does this type of loan cost?

Applying for a payday loan is free. Upon approval, the fee required will depend on the amount of money borrowed. Typically, the fee is approximately $25 per $100 borrowed. The interest you will pay on your loan will also depend on the amount borrowed. When applying online, you will see both these costs and be asked to agree to them BEFORE the loan is deposited into your account. 

Why are your loans so fast?

We only work with certified payday lenders. These lenders issue your money directly to you, avoiding any waiting periods or delays. 

How soon must I repay the loan?

Typically, your repayment is due 14 days after receiving your cash. Borrows have an option to extend the repayment period up to 31 days, and fees will be charged for extensions. 

No Fax Payday Loan

No Fax Payday Loans– In the past, a condition of accessing payday loans was the requirement to fax in copies of bank statements, pay stubs, and other application requirements. Today, no fax payday loans are accessible in denominations of $100-$500. No fax payday loans are the most convenient way ever to access cash advances on your paycheck.


The no fax payday loans procedure is simple. Click on the Apply Now button, and fill out a short payday loan application. Once it has been submitted, a loan representative will contact you for further banking and employment details. Instead of sending in faxes, our loan representative will assess your eligibility for a payday loan right there, over the telephone. Once you are approved by the representative, you paycheck loan can land into your bank account within mere hours.

Read more about payday loans.

Payday loans that require no faxing add an extra convenience to those seeking short term loans online. One of the greatest features of online payday loans is the convenience of accessing cash quickly and easily. With no fax requirements, you can literally access your instant cash without leaving your house in search of a fax machine. This saves you both time and money.

Not all of us have a fax machine at our fingertips. No faxing means that you can access your paycheck loan that much easier. In addition, not everyone keeps copies of their pay stubs and bank account activity. Avoiding fax requirements means that you can get your loan – faster and easier.

Short Term Loans

What is the difference between a short term loan and a longer term loan? Generally speaking, the answer to this question is very easy. Short term loans provide access to virtually instant cash and cost you more to borrow. Depending on the type of loan being acquired, these loans often involve fees paid up front to access cash in the short term, and the interest paid on the money borrowed is higher than that of a longer term loan. Click on the image below to access your short term payday loan.

Long term loans include loans such as housing loans or mortgages, home equity loans, car loans, and any other type of money borrowed for a long period of time. Short term loans include cash advances, paycheck loans, and cash advances from credit cards. The shorter the term, the more the loan costs. Read more about payday loans.

A payday loan is a type of short term loan. These types of loans are cash advances, typically only for 14 days. A payday loan can be extended for up to 30 days; however, one must pay a fee for the extension and interest over a longer duration. Extending short term loans always costs dearly, whether it be a cash advance on a credit card or a payday advance.

Due to the high fees involved in short term paycheck loans, they are generally not advisable unless absolutely needed. Payday loans are usually borrowed by those individuals who find themselves in desperate need of quick cash, without anywhere else to turn. Whether a medical or personal emergency, an overdue bill, or any number of factors put you in need of a short term cash loan, a paycheck loan may be the answer.

When applying for a short term payday loan online, you’ll avoid the inevitable hassles of dealing with your financial institution when trying to access money quickly. Most financial institutions have very rigid lending requirements, one of which is an assessment of an individual’s credit worthiness. This is the case if you want to borrow $100 or $100,000. For many people, this means than their bank or other financial institution simply cannot get them instant cash fast. Applying for a paycheck loan online is fast, and incredibly easy. Best of all, your credit history has no bearing on whether or not you will be approved.

Get your short term loan fast.  Apply today!